In November, the Winnipeg Jets and the Province of Manitoba introduced a new Winnipeg Jets specialty license plates. Manitoba Public Insurance will begin offering the Winnipeg Jets specialty license plates on December 12, 2011 through all of our Horizon Insurance and Ryan Gateway office locations. The cost of each set of plates is $70, including GST. There will be no limit on the number of plates available and customers will be able to purchase one per vehicle.
As must as we don’t like to admit it, the summer is going to eventually end. For some people, this means returning to a school which may not be in Manitoba. If you are planning on taking your vehicle with you, it is important that you review MPI’s requirements for Manitobans who are temporarily living out of the province.
Each year, I review the home insurance policies of all my clients, and each year, without fail, someone tells me something that ends up getting them a discount on their insurance. Sometimes, people don’t let their broker know about things about their life or things they may have that make them eligible for these discounts.
What are these things? That depends. Each insurer has different discounts percentage rates available for qualifying customers. Here are some of the more common discounts available.
Many years ago, in fact more than I care to remember, I was a real estate broker here in Portage. Back then, as it is now, April, May and June were the three busiest months of the year for home sales. Whether it was building new or buying something existing, the majority of people seemed to look to the spring as the best time of year to make the move. Adding to that busy time was the arrival of people moving to Portage including RCMP and military personnel.
The high risk of flooding this spring is a hot topic right now. The Assiniboine River and the Shellmouth Dam and Reservoir in Roblin are all at a much higher level than normal. The Portage Diversion will be busy diverting water north to Lake Manitoba, thus reducing the possibility of flood damages in Winnipeg. And to top it all off, the large amount of precipitation last fall and this winter has kept the water table very high. This combination makes a spring flood almost certain.
When you’ve been in the insurance business for as long as I have, you’ve seen and heard a lot of stories most of which involve some sort of bad thing happening, because – and let’s be honest here – insurance deals with the possibility or the aftermath of things gone wrong. That can sometimes put a damper on conversations, but in today’s world, there’s really no getting around it. Stuff happens; and it’s not always good.
This past December, friends of mine who live in Elie were looking forward to the Christmas season and thought they had the best surprise for their kids on Christmas morning. Two newly purchased snowmobiles were loaded on a trailer and sitting in their driveway Christmas Eve, waiting for the special morning to arrive. They had even purchased Snowpasses so the kids could immediately access the many groomed trails in the area.
When you purchase a home, you naturally think about insurance as you need protection for you, your family, your property and all your belongings. But often, when people purchase a condominium unit, they don’t think they need condo insurance. Many believe that the building and/or the condo corporation has insurance.
This maybe true, but as the owner of a condo unit, you need insurance for your unit, your belongings and for any damage to your unit that may be caused by issues that are un- insured by the condominium corporation’s policy.
Every year, we all pull out our wallets and ramp up our generosity as the spirit of giving takes over. Whether giving a gift, hosting a dinner, throwing a party or just spending time with family and friends, we all do what we can to enjoy the holidays and make them as much fun as possible.
Last week, I was north of High Bluff and around the Elm Creek area when all of the local farmers were busy hauling tanks trying to get their anhydrous on the fields. Portage Agri Sales and Munro’s were out in full force. It was like driving in a city and all I could think about was that there was a huge exposure for loss if an accident occurred, whether it was two vehicles colliding or the overturning of a tank. I wondered if all the farmers had policies that offered proper protection.
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You may also want to visit: Leipsic Private Risk Management or Nunavut Insurance
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